Po Box 530088 (2024)

FAQs

What is innovis used for? ›

Similar to Experian, Equifax, and TransUnion, Innovis collects and provides credit information about individuals to creditors, lenders, and other businesses that use this data to assess creditworthiness and make informed decisions about extending credit.

Innovis is actually one of several companies that gathers, stores and publishes credit file information. While your Innovis report will contain much of the same account information found in your reports from the big three credit bureaus, it's used primarily for compiling and selling mailing lists to other businesses.

Opt-Out / Opt-In

Consumer Reporting Agencies may supply marketing lists to creditors and insurers which use these lists to make firm offers of credit or insurance. Opting-Out refers to the process of removing your information from these lists.

Prefer to talk to a representative today? Call us at 1-855-703-9292.

Innovis is the credit reporting division of CBC Companies and is considered the fourth largest consumer credit reporting agency in the United States, behind the “big three” Experian, TransUnion, and Equifax.

The Innovis tools available to counter fraudulent activity include: Reliable identity verification. Phone-based authentication. Custom decisioning to detect anomalous data patterns.

What is Innovis? Innovis is a consumer reporting agency that provides credit reports for personal and business use.

A Security Freeze can protect you from the fraudulent use of your personal information by limiting access to your Innovis Credit Report.

By law, you can get a free credit report each year from the three credit reporting agencies (CRAs). These agencies include Equifax, Experian, and TransUnion.

To opt out by phone:

You will be asked to provide certain personal information, including your home telephone number, name, Social Security number, and date of birth. Federal law provides that the information you provide is confidential and may only be used to process your request.

Is it a good idea to opt out of LexisNexis? ›

So, if you have concerns about your privacy, data security, spam, scams, and identity theft, we suggest deleting your data from LexisNexis. This simple step helps you take back control of your own information and decrease online exposure.

Most U.S. consumer credit information is collected and kept by the four national traditional consumer reporting agencies: Experian (formerly TRW Information Systems & Services and the CCN Group), Equifax, TransUnion, and Innovis (which was purchased from First Data Corporation in 1999 by CBC Companies).

Many lenders are using Innovis to check applicant credit histories and if you haven't heard of this reporting agency, there's much to learn.

Your Innovis Credit Report contains personal information such as your name, address, Social Security Number, date of birth, and telephone number. It also includes account history information and a list of companies that have reviewed your Innovis Credit Report. Innovis offers free copies of your Innovis Credit Report.

Is Innovis a private or public company? Innovis is a Private company.

There is no charge to order a copy of your Innovis Credit Report. Does Innovis offer credit scores? Innovis does not offer mortgage and educational credit scores.

Innovis Data Solutions, Inc.

Credit bureaus provide some of the information creditors and lenders use to help them make important lending decisions. While credit bureaus collect credit information in order to make it available to certain third parties, the decision to deny or approve someone credit ultimately lies with the lender or creditor.